Sunday, September 30, 2012

Selecting The Right Car Insurance Coverage

Have you ever wondered why the law mandates all vehicle owners to have some form of insurance coverage? It seems that the same laws prevail in almost every nook and corner of the globe. This explains why car insurance coverage is important - not just for you but also for the others.  In the following sections, we will consider more about this domain along with its vantages. Getting the right kind of coverage for your vehicle can make suitable amendments to your life at a later date (i.e. if you ever get into a motor vehicle accident).

How Can Car Insurance Help Me?
It is quite surprising to learn that even after all the measures taken by the government, there are some people who never follow these laws. A good car insurance coverage can help you to recoup the losses. In the case of an accident, the losses can be plenty. You may have to repair the car. Additionally some amounts will have to be spent at the nearest hospital. Quite often, such accidents involve a third party passenger vehicle too. You have to shell out some amount to provide for their expenses too. Can you see all the costs associated with a simple accident?

Car Insurance And Premium Amounts
Paying these amounts out of your pockets is simply out of the question. You will have to ask your car insurance company to recompense the expenses. That is how the system is designed to work. And this explains why they charge an annual or monthly premium amount. Although the domain may appear simple, there are too many underlying concepts. Driving a motor vehicle without an appropriate insurance coverage is considered as insurance fraud. Yes, the law is quite stringent when we consider insurance packages. Why take additional risks - when you can get the same for affordable prices? Give it some thought and understand the relevancy of an insurance package.

Why Take Car Insurance?
Various kinds of car insurance coverage exist today. The niche is quite diverse in those aspects. You can select the most appropriate coverage that is best suited. There are such flexibilities associated with this paradigm. You can use online and offline tools to find the best coverage for your car. Instant enrolment is a default feature of most of the companies. In other words, you can sign up for the coverage through the internet. There is less paperwork if you opt for this route. Fill up the necessary forms and submit them online. Then wait for the insurance paper to arrive through the mail.

Sunday, September 06, 2009

Paying the Bar Tab Insurance

K just called. It turns out they never paid the bar tab. According to the bartender, K just looked at his credit card and then walked out of the bar, ostensibly to call me to discuss how much ass UMD kicked, how drunk he was, and that he was going to house me when he got down here.

Now this is all very ha-ha funny, and naturally I would have made all that up if it hadn't actually happened, but there is an important question lingering here: How fucking flatlined, how fucking completely stone dead from alcohol poisoning do you have to be in that bar before the bartender looks at you and finally says "ok pal, i think you've had nearly enough."

When K called me as they left the bar yesterday, it was very clear to me that his brain, drowning in alcohol, was sending out distress signals. It was trying to tell someone, anyone, to get its body to a doctor, and fast. But of course his brain, trapped behind the wall it had built around itself with Bloody Marys, could only manage to send out something that sounded like "Iaahhumm gunna fuhhh-gun houwszzeyoudude."

This assessment was proven to be true 10 minutes ago when Kelvin told me that he was sure he hadn't paid the bar tab yesterday because he "doesn't remember doing any math."

If only Paying the Bar Tab Insurance existed :-)